Omnibus Stupid MFers in the news thread (Part 2)

I did shit like that, when younger than she was. I got lucky.

That song has pauses already, especially in the chorus. But shouted, of course. I think it would actually work.

Here’s a video for anyone unfamiliar:

It’s not…that Shatner…pauses…anywhere but he runs a lot … together…between the pauses.

I did as well, although mostly when I was much younger and did it with my older brother.

Good luck with that jury trial…

He may indeed have been manic. But that’s a him problem, not a seller problem. Sux to be you, dumbass. If you’re not together enough to be let out without your Mommy, then bloody well hang out with Mom like a good little boy.

Should be spelling his name bonhomie.

Or BonAmi, since he got taken (or rather, took himself) to the cleaners.

“I’m suing to save me from the consequences of my own actions.”

One would think a lawyer would have a better idea on how it all works.

It would be a very high bar of proof, but if he can somehow prove that he was so floridly psychotic at the time that it should have been obvious to a reasonable person that he wasn’t capable of making sound decisions, he should win the lawsuit. I doubt he can do that, but it’s not an inherently ridiculous claim.

In the modern era people do all manner of financial things online or remote and never meet another human in the course of getting a mortgage or closing a buy/sell.

IANA lawyer, but as @Thing.Fish says, there is a legal idea of capacity to contract. Which children and the incompetent lack.

What I wonder about, and not necessarily as to this specific case, is to what degree the counterparty (in this case lender) has a legal duty to ensure their own counterparty (in this case borrower) has capacity. After all, famously on the internet nobody knows you’re a dog. Or a crazy bastard. Or a 12yo. Hmm. Or a bot.

Yeah–it’s unlikely but not impossible that he might have gotten a $5.5M loan without physically meeting the loan officer. However, it is impossible that he would have gotten that loan without real, provable employment and significant assets, both of which would lead a reasonable person to believe he was capable. Furthermore, a lot of people having manic episodes seem extremely energetic and competent (and I note that he did in fact make the $20k/month payment for a number of years).

Well yeah. He was perfectly sane until driven around the bend with worry over his asset sliding into the ocean. That’s what drove him nuts. Or at least nutty enough to try this no-hope Hail Mary of his. :wink:

My point about online loans was more general than this single case. This was a big enough loan, and serviced for long enough, that’s there’s not much issue about lack of capacity from the outset.

But for something smaller or simpler which fell apart after the first couple of payments? Just a hypothetical. But maybe an interesting one.

Not nearly as perilous, but as a kid I, my siblings, and my cousins used to clamber about amid the criss-crossed granite blocks of the cribstone bridge (unique in the world) between Bailey and Orr’s Island in Maine. We would have fallen some number of feet or yards into tidal flow, or if close to the end onto seaweed-slippery sharp-edged rock.

Which should be the big problem with the lawsuit. Why didn’t he recognize early on that he bought the property during a manic phase and try to void the loan at that time?

I have a friend who is bipolar. Mostly he’s good and stays on his meds, and does various things to stabilize himself.

However, every now and then he does get in a maniac phase. It’s not as bad as some people, but there have been a few times he was about to make incredibly stupid decisions, including an investment that later was found out to be fraudulent. Fortunately, he and his wife have have an arrangement where he doesn’t get control of large amounts of money.

At the time, he was talking about divorcing her, getting his share of the money and doing the investment. I did caution him and on his own he eventually didn’t either get a divorce or make the investment.

Because we’ve been friends for 15 years or so, I could recognize he was in maniac phase, but for outsiders it would be very likely that he could just seem like someone who was extremely excited about a project.

I’m not a psychologist, and I only have experience with that one friend, but I would think that if someone knows they are bipolar that they have a responsibility to mitigate any liability of future decisions.

Guy spends $100,000 of his own money to make a statue of late bigot Charlie Kirk, assuming ‘someone’ will buy it.

https://www.theguardian.com/us-news/2026/jul/20/sculptor-charlie-kirk-statue-new-york

Spoiler alert; ‘someone’ has not.

This is, of course, everyone else’s fault for not supporting free speech. I’m not American, did I miss a footnote on that amendment?

I suppose if you’re a True Believer rube yourself it’s easy to assume the rich folks bankrolling all the RW propaganda you consume are also True Believers themselves. So surely there’s somebody among them who will love your expensive statue of their Hero.

And now this one rube expensively learns the reality. The folks behind the propaganda mostly aren’t True Believers. But they do know how to cynically manipulate the rubes for some fun but mostly profit.

This one almost fits in the leopards eating faces thread too. Almost.

The artist could turn a profit by taking the statue on tour and charging people to pee on it.

re: John G. Bonomi Jr… wouldn’t the lender/mortgage provider check on
the state of the house before lending money, so that in the event of a borrower
defaulting on their repayments they can reposess the house to cover their loss ?
(That’s how it appears to operate here in the UK - it’s a long, long time since I had
a mortgage).