Computer problems? Nope. But one can’t use the internet when one’s phone is out. It’s even trickier when one’s power is out as well.
Kids, learn a lesson from me: Pay the damn bills. No matter how depressed and miserable you are, pay the bills. Don’t just sit there with your fingers crossed hoping they’ll forget about you. They won’t. They’ll get to your house eventually.
Make payment arrangements if you need them. Avail yourself of the neighborhood assistance agencies if you have to. Just don’t let your misery get you so paralyzed that all you can do is lay there like a vegetable.
Things are looking up a bit, thank the Goddess, an assistance agency, my psychologist, and a bankruptcy attorney. I’ll not be letting this happen again.
Absolutely. Listen to Persephone, kids. My wide and varied temping career landed me at the water company one summer, and they did payment arrangements as a matter of course. No tongue-clucking, no shaming, it’s just business. They do it every day. You call up customer service, ask to set up a payment plan, and they’ll tell you how to do it. If one operator isn’t being helpful, call back until you get someone who is. A competent operator can make it a relatively painless process, and it’ll be one less thing contributing to the ulcer.
Funny you should mention the water company, Lux. I happen to work for my local government–in the water division.
Another word of advice: check to see if your local government has a Human Relations department. I think most do. Those people generally know what agencies may be able to help you, paricularly if you’ve never needed any kind of assistance before. Rosia, the lady that runs ours, knows everyone, I swear. Also, if you do end up needing assistance from an agency, it may be in your best interests to talk to them in person, not over the phone. I know that there are some agencies here that will tell you no if you call them, but yes if you just show up there. I’m not sure why, but I think it’s because they’re really busy right now.
And thanks, everyone, for the support. I’m now in the market for a good credit counselor. Anyone got any suggestions?