Huh? I view nothing as “correct” or “incorrect.” Whatever is correct for each person is their deal. I just don’t think you have the practical experience to tell a world full of married people that they’re doing it wrong and your way is going to solve their problems.
The your money/my money thing works great and is highly advisable for unmarried people. Once you are married, everything is LEGALLY “ours,” and expenses come up that are not just rent, groceries and utilities. My credit is involved in all his major money decisions, and vice versa; legally, it doesn’t matter that you have this pretense of your money/my money; if he defaults on a loan with both our names on it, we’re BOTH screwed. Who is saving for retirement/pension? That’s shared, legally, even if you were saving for yours and I was saving for mine. Whose name is on the car title? Both of ours. Why? Because two incomes on a credit ap gets approved much more easily than one, and it’s one of the perqs of getting married. We tried to keep it separate, but it’s not terribly easy, nor is it as practical as it sounds. I imagine this is doubly true if you have kids together.
IOW, your view on marital finance is naive and simplistic, as you have obviously never really been in this situation, so you don’t actually speak from experience, just some idealized image you’ve created to counter arguments on message boards. When you’re married, you have to work together on your finances, as a team, not just say, “You take your pile and deal, and I’ll take mine. Later.” It’s not possible when you have joint assets and kids, etc.
Also, if you think a man who says something incredibly nasty and undermining to his wife, like in fessie’s example, just because he’s angry, is the “logical” actor in that scenario, you’re working with a faulty definition of “logical.” He irrationally lashed out in anger and said something hurtful that he claims he didn’t mean. There is a bigger problem there; either he really DOES want her to get a job and it only came out when he was angry, or he is just cruel to his wife when he’s angry. Either way, there’s a problem there. A “logical” person would try to solve the problem, not brush it off and pretend it’s nothing, so it can come up again and again and fuck up their marriage.