First, let me express my sincerest condolences. I have read your threads about your son’s struggles over the years and I sorry he came to such an end. My sympathies.
Listen to me carefully:
You and your ex need to contact a lawyer ASAP.
Most debt, including medical debt, dies with the person holding it. Especially when the person in question is clearly an adult and NOT on your medical insurance. Creditors will not tell you that. They will imply you are responsible for that debt. You are probably not, and don’t take on debt that isn’t yours. VERY IMPORTANT: do NOTHING to imply you will assume that debt, or that you will arrange payment for it.
This isn’t necessarily an expensive consultation - you want a lawyer knowledgeable about family law and estates. Consult with the lawyer for about a half an hour about what is and isn’t your responsibility. Don’t add to your burdens by assuming debt that isn’t yours.
The fact that he was living with your ex makes no difference - my husband was married to me as well as living with me and the vast majority of his debt died with him. Seriously, she needs to consult with a lawyer to find out what she is and isn’t actually responsible to pay.
To all who wish to donate: I will match all donations dollar for dollar. The site was set up by my daughter, who was desperate to do something to honor his memory. She also wrote the lovely eulogy on that page. Thanks in advance for any donations.
I am extremely sorry for your loss and I’m so sorry you are in such pain. My thoughts are with you and your family. I know it’s not much, but I’m sending you many hugs. Please take care of yourself.
Deepest condolences for your loss. It is heartening to see an outpouring of support and love for a valued community member.
Yet I return from an 8-year posting hiatus to echo Broomstick’s advice - there is absolutely no reason for you or your ex to take on those debts, and plenty of good reason not to.
Jesus, Chefguy, I’m so sorry for what you and your family are going through. I don’t know if words can help you right now, but just know people are thinking of you and your family.