Really, lady? You were ‘not involved’ in the incident in April when you rammed my car? You’re trying to pull this shit now?
You gave me your details, remember? You wrote them down for me (and left a nice big corroborating paint smear on the car). You were standing right there, in the road, even when the driver who had been turning in front of me showed up and gave me her details and in front of us both said she saw the whole thing, if I needed a witness.
I suggested (as the damage was pretty minor) not going through insurance, and if you’d just pay to get my lock fixed, which you broke, I’d call it quits, and never mind about the dent. That would have been far cheaper than going through insurance, and having your premiums hiked up, for both of us. No, you said, you wanted to get it done properly, and you were going to report it. I gave you my details, including my number. You didn’t call before the end of the day, when I got off work, so of course I called my insurance and let them know, what else was I going to do? You didn’t call me, but apparently, you changed your mind about reporting it (I suspect when you got home and discussed it with your husband and realised it wasn’t really going to be free to get your bumper fixed).
You were paying no attention whatsoever while driving; hell, I could see you in the mirror with your head turned round, talking to the kids in the back seat as you drove into the back of my car, so I suppose it’s no big surprise that you don’t think as well as don’t pay attention.
But dammit, this is crap timing. I’ve just moved house, and as my insurance paid out months back, I chucked out that bit of paper with your details on it just two weeks ago, when I moved. I remember doing it, because I thought it was all finished anyway (I could have sworn one of the agents had said that it was fine, you hadn’t contested it), and it felt a little voyeuristic keeping it past necessity.