Imagine you wake up suddenly and find you are in a hospital bed – your last memory is of walking around in the parking lot at work or school. Worse, you realize that you don’t have a stitch of clothing on, and nobody has a clue where it all went. Wedding ring and tongue stud gone too. Everything gone.
What would be the replacement cost of it all?
Assume you have your regular stuff with you. If you usually carry a laptop, include that. If you sport a Prada bag, include that.
I was thinking about this as I purchased a new set of glasses the other day that came out to the absurd price of $500…
$2563. The watch and wedding ring are the big offenders. Glad I don’t wear my Rolex often. And I didn’t include the laptop I carry around (it’s from work anyway).
Sweater: $40
Undies: $15
Jeans: $20
Shoes: $35
Glasses: $160
Watch: $10
Rings: $750 (real WAG on those. The priciest would be my mom’s diamond-and-platinum wedding set, but they’d be irriplaceable, too)
Earrings: $15
Fossil bag: $75
Key case: $15
iPod: $150
Tracfone: $0 (I’d just wait until they ran another “get a reconditioned phone free” special)
Car key & remote: $65
Swiss army knife: $15
Shoes - $30
Socks - $1 (I buy them in packs at K-Mart)
Bra - $12
Undies - $1 (see Socks)
Jeans - $30
Shirt - $10
Wedding ring - $100 (no stones)
Coat - $60
Purse - $30
$263
Oops. Glasses. Dammit. About $400, no line bifocals, Transitions lenses.
$2289.50 Round it up to $2300 if you count the jacket in fall/winter.
Hmm. This exercise makes me wonder if my denture is insured. If I didn’t have the cash on hand, that’s certainly something I’d want replaced pronto! Whaddya think? Fire, Theft, Loss & Collision?
No watch. No glasses. No dentures (although I doubt that would be stolen).
Shirt - $10 cotten turtleneck
Jeans - $16 (Wal-mart)
Socks - $1. (six pack for $5.00)
Underwear - $1 (see above)
Bra - $8 (Target clearance)
Boots/shoes - $15 (either cheap tennis shoes or clearance shoes)
Wallet - Just credit and debit cards. And library card and voter’s registration
Sometimes up but not exceeding $20 cash wadded in my pockets
Cellphone - $100
Total, including sometimes cash - $151.
I’m a no-frills kinda gal.
Wait - I forgot my sapphire ring. Gift from my mother. Probably worth about $250.
I wear contacts but if I had glasses that day: $300 (does it count if insurance covers part of it?)
Watch: $65 - except the style I wear is no longer made. So it could be more.
Coat: $200
Shirt: $20
Pants: $20
Purse: $10
Cell phone: $50
Keyring: $25
Shoes: $20
Gold necklace: $150
Gold pendant: $100
Nose ring: $250
Gold earring hoops: $100
$1480.
No contents of purse included, and half my life is in there.
I’m too erratic to give an even semi-accurate average, so . . .
Thursday:
Jeans $8
sweater$140
Shoes $35
Purse $110
Misc Jewelry $150
PDA : $150-ish
Cell $0 (freebie when I renew the contract next month
Car keys/remotes $200-ish
Unders $49.50
Ring $200
Watch $14.99
=$1057.49
Friday afternoon:
Jeans $120
Top $9
Boots $300**
Purse $11
Misc Jewelry $50
new Glasses $497.72
Laptop & case $1750
Cell $0 (freebie when I renew the contract next month
Car keys/remotes $200-ish
Unders $50.50
Ring $200
Watch $14.99
= $3203.21
Not including contents of my purse, and assuming I can get sale prices on the replacement items.
**25 years ago, probably not replaceable (cute shoes never die )
Shoes - $400
Skirt - $200
Shirt - $50
Sweater -$100
Underthings - $30
Leather jacket - $300
Earrings - $20
Watch - $100
Handbag - $1000
Assorted things in my handbag - say $50
Total - $2250
Average weekend day:
Flipflops - $14
Cargo shorts - $10
Tank top - $7
Underthings - $15
Fleece - $15
Wallet - $12
Total - $63
Dang, I figured my shoes and bag would’ve pushed me to near the top of the thread but I’m way less than some people. Big difference without jewelry/glasses/electronic goods.
$606 for base… usually, though, i have a laptop bag with…
laptop bag - $40
laptop - $500 (gotten through school, $500 is the cost of a replacement)
burned CDs - $5
external hard drive - $100
pens and pencils - $5
mini office supplies - $15
flashdrives - $50
notebook - $5
moleskin - $10
)